Turn last month’s numbers into next year’s plan.
Financial planning and analysis connects your actual results to your goals. Sumday builds a practical annual budget and rolling forecast with you, then compares actual results each month — explaining what changed, why it matters and what you might do about it.
What’s included
Financial Planning & Analysis, done properly.
Annual budget
A driver-based budget built from your goals, capacity and historical performance.
Rolling forecast
A forecast updated through the year as results come in.
Variance analysis
Monthly actual-versus-budget commentary focused on the differences that matter.
Driver models
Models linking operating drivers — bookings, jobs, orders, headcount — to financial results.
Pricing & margin analysis
Analysis of pricing, discounts and cost changes on profitability.
Board & partner packs
Concise reporting packs for partners, boards or lenders where needed.
A good fit for
Is this right for you?
- Businesses that have never had a formal budget
- Owners with partners or investors who expect regular reporting
- Companies whose results vary significantly by season
What you receive
Agreed deliverables, confirmed in your scope before work begins.
- Annual budget model
- Rolling forecast
- Monthly variance commentary
- Reporting pack template
How it works
A clear, steady process.
Gather drivers
We review history and agree the drivers behind your revenue and costs.
Build the plan
Budget and forecast are built and reviewed together.
Track monthly
Each month, actuals are compared and variances explained.
Scope & professional boundaries
FP&A is a scoped advisory engagement quoted after a consultation. Forecasts and budgets are planning tools based on assumptions; they are not guarantees of future performance or investment advice.
Questions
Frequently asked.
How is FP&A different from a fractional CFO?
FP&A is focused on the planning and analysis work itself. A fractional CFO engagement includes broader leadership and decision support, often using FP&A outputs.
Which tools will you use?
Most plans start in a well-structured spreadsheet model. Dedicated planning software is recommended only when it adds value.
How long does a budget take?
Timing depends on your complexity and data availability, and is set out in your proposal.
Let’s talk
Start with a scoping conversation.
Advisory engagements begin with a consultation. We’ll learn about your goals, then prepare a written proposal with scope, cadence, deliverables and fees.
Related services
Works well alongside.
Fractional CFO
Cash-flow strategy, forecasting and financial leadership for your next stage.
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